Pavan Kumar Joshi | Financial Technology | Industry Insightful Paper Award

Posted on by Best Paper Award

Mr. Pavan Kumar Joshi | Financial Technology | Industry Insightful Paper Award

Pavan Kumar Joshi at Fiserv Inc, United States

Summary:

Pavan Kumar Joshi is a seasoned technology executive with a deep passion for FinTech. With over 18 years of experience, he has played a pivotal role in building and scaling enterprise-level payment platforms at Fiserv. Based in the San Francisco Bay Area, Pavan continues to lead strategic initiatives that shape the future of payment solutions across multiple regions globally.

Professional Profile:

👩‍🎓Education:

Pavan Kumar Joshi completed his Master’s in Computer Applications from the University of Rajasthan in 2006, graduating with honors. Prior to his master’s, he earned a Bachelor of Science degree, majoring in Mathematics and Physics. During his academic years, he collaborated on numerous academic projects with his professors. Notably, he undertook an internship with the Rajasthan State Industrial Department and Investment Corporations Ltd (RIICO), where he contributed to developing a web application for tracking and submitting tax and revenue details by companies and factories to the state department.

🏢 Professional Experience:

Pavan is currently the Vice President of Engineering and an Expert Engineer at Fiserv, bringing over 18 years of experience in the technology sector. He has dedicated most of his professional career to FinTech, focusing on building enterprise-level payment platforms. At Fiserv, Pavan has been instrumental in developing an omnichannel payment platform for in-person payment acceptance, which has fully gone live and is now serving enterprise merchants with over $200 million in gross processing volume annually. He also leads the strategy and delivery of SoftPOS solutions on iPhone and Android devices across regions such as the US, Asia Pacific (Australia and Singapore), and LATAM (Brazil).

Prior to this, Pavan led the launch of a credit card customer portal utilized by over 100 financial institutions and more than 2 million credit cardholders in the USA. As a Director of Engineering, he spearheaded a team that reimagined the merchant onboarding system for small and medium businesses in the US market. This initiative, which was the company’s first cloud-native application deployed on AWS, enabled significant cost savings by sunsetting multiple legacy systems.

Before joining Fiserv, Pavan worked at Accenture, where he contributed to JP Morgan Chase’s Capital Markets division by helping to create a modern platform using Java, Spring, and reactive frontend technologies.

Author Metrics:

  • Years of Experience: 18+
  • Current Role: Vice President of Engineering & Expert Engineer at Fiserv
  • Key Projects: Omnichannel Payment Platform, SoftPOS Solutions, Credit Card Customer Portal, Merchant Onboarding System
  • Technological Expertise: FinTech, Cloud-native applications, Java, Spring, Payment Processing Systems
  • Global Impact: Projects in the USA, Asia Pacific, and LATAM regions.

Research Interests:

Pavan’s research interests lie in the FinTech space, with a focus on payment processing systems, cloud-native applications, and the integration of emerging technologies to enhance financial services. He is particularly interested in exploring new technologies that can drive innovation in the financial sector, improving both user experience and operational efficiency.

Top Noted Publication:

Title: Implementation of AES DUKPT in Software Point of Sale: Enhancing Security in Digital Payment Systems
Author: Pavan Kumar Joshi
Journal: International Journal of Science and Research (IJSR)
Volume/Issue: 13(8)
Pages: 46-48
Year: 2024
Summary: This paper discusses the integration of the Advanced Encryption Standard (AES) Derived Unique Key Per Transaction (DUKPT) in software-based Point of Sale (SoftPOS) systems. The study highlights the significance of AES DUKPT in enhancing the security of digital payment systems, emphasizing its role in safeguarding transaction data from cyber threats. The implementation of this encryption method ensures that each transaction uses a unique key, adding a critical layer of security and data integrity in payment processing environments.

Title: Encryption of Host-to-Host Payment Transactions Using Master Session Key Implementation for Multi-Merchant Acquirer Integration via a Single Payment Gateway Platform
Author: Pavan Kumar Joshi
Journal: Journal of Artificial Intelligence & Cloud Computing
Volume/Issue: 1(3)
Pages: 1-3
Year: 2022
Summary: This paper explores the encryption techniques employed for host-to-host payment transactions, particularly focusing on the implementation of a master session key. The study provides insights into how this encryption method facilitates the integration of multiple merchant acquirers through a single payment gateway platform. It addresses the challenges of secure communication between hosts and underscores the importance of encryption in protecting sensitive transaction data in a complex, multi-merchant environment.

E.Laxmi Lydia | Computer Science | Best Researcher Award

Posted on by Best Paper Award

Prof. E.Laxmi Lydia, Computer Science, Best Researcher Award

Professor at Velagapudi Ramakrishna Siddhartha Engineering College, Siddhartha Academy of Higher Education (SAHE), India

Summary:

Dr. E. Laxmi Lydia is a seasoned educator and researcher with over 20 years of experience in teaching, training, and research. Currently serving as a Professor and Dean of R&D at Vignan’s Institute of Information Technology, she has significantly contributed to the academic and research community. Dr. Lydia is recognized for her exceptional interpersonal skills, commitment to student development, and active involvement in curriculum design and institutional accreditation processes. Her extensive expertise and numerous accolades, including the Best Researcher Award for five consecutive years, highlight her dedication to advancing knowledge and fostering innovation in the field of computer science and engineering.

Professional Profile:

👩‍🎓Education:

Ph.D. in Computer Science and Engineering (Year not specified)

Master of Computer Applications (MCA) (Year not specified)

Bachelor of Science (B.Sc.) (Year not specified)

🏢 Professional Experience:

Professor & Dean of R&D Vignan’s Institute of Information Technology (A), July 2019 – Present
Dr. E. Laxmi Lydia leads the Research and Development department, overseeing various research initiatives and fostering collaborations both within and outside the institution. She plays an integral role in curriculum development and significantly contributes to the institution’s growth and academic excellence.

Associate Professor Vignan’s Institute of Information Technology (A), 2015 – 2019
In her tenure as an Associate Professor, Dr. Lydia taught both undergraduate and postgraduate courses, guided numerous research projects, and actively participated in various academic committees. Her efforts were pivotal in advancing the research capabilities and academic standards of the institution.

Associate Professor Raghu Engineering College, 2011 – 2015
At Raghu Engineering College, Dr. Lydia conducted lectures, supervised research activities, and contributed significantly to the academic community through her publications and participation in conferences. Her work helped in elevating the research profile and educational quality of the college.

Assistant Professor Ravindra and Rajendra PG College for MCA, 2003 – 2009
During her tenure as an Assistant Professor, Dr. Lydia was responsible for teaching MCA students, developing comprehensive course materials, and mentoring students. Her dedication to teaching and mentorship helped shape the careers of many students in the field of computer science and engineering.

Honors & Certifications:

  • Oracle Certified (2009)
  • Microsoft Certified Solution Developer (MCSD)
  • Outcome-Based Education (OBE) Certified
  • Engineering Education Certification
  • EPICS-Engineering Projects in Community Services Certified
  • Reviewer for JEET Scopus Journal
  • Best Researcher Award (2018, 2019, 2020, 2021, 2022) at Vignan’s Institute of Information Technology
  • Distinguished Faculty in CSE-2021 by Ambitions, an educational entity

Professional Affiliations:

  • Member of the Board of Studies (BOS) at Vignan’s Institute of Information Technology
  • Member of the International Accreditation Council of Quality Education & Research (IACQER)
  • Member of the Computer Society of India

Research Interests:

Dr. Lydia’s research interests encompass a wide range of topics within computer science and engineering, including but not limited to:

  • Artificial Intelligence and Machine Learning
  • Data Science and Big Data Analytics
  • Cybersecurity and Information Assurance
  • Software Engineering and Development
  • Internet of Things (IoT) and Smart Systems

Top Noted Publication:

An Optimal Least Square Support Vector Machine Based Earnings Prediction of Blockchain Financial Products

  • Authors: M Sivaram, EL Lydia, IV Pustokhina, DA Pustokhin, M Elhoseny, GP Joshi
  • Journal: IEEE Access
  • Volume: 8
  • Pages: 120321-120330
  • Year: 2020
  • Citations: 97

Concept of Electronic Document Management System (EDMS) as an Efficient Tool for Storing Document

  • Authors: ATR Rosa, IV Pustokhina, EL Lydia, K Shankar, M Huda
  • Journal: Journal of Critical Reviews
  • Volume: 6
  • Issue: 5
  • Pages: 85-90
  • Year: 2019
  • Citations: 91

Synergic Deep Learning Model–Based Automated Detection and Classification of Brain Intracranial Hemorrhage Images in Wearable Networks

  • Author: EL Lydia
  • Journal: Personal and Ubiquitous Computing
  • Year: 2022
  • Citations: 90

Optimal Deep Learning Based Image Compression Technique for Data Transmission on Industrial Internet of Things Applications

  • Authors: B Sujitha, VS Parvathy, EL Lydia, P Rani, Z Polkowski, K Shankar
  • Journal: Transactions on Emerging Telecommunications Technologies
  • Volume: 32
  • Issue: 7
  • Article: e3976
  • Year: 2021
  • Citations: 84

Data Encryption for Internet of Things Applications Based on Catalan Objects and Two Combinatorial Structures

  • Authors: MH Saračević, SZ Adamović, VA Miškovic, M Elhoseny, ND Maček, EL Lydia
  • Journal: IEEE Transactions on Reliability
  • Volume: 70
  • Issue: 2
  • Pages: 819-830
  • Year: 2020
  • Citations: 83